Use Bible to overcome the problems.
AFRAID:
Psalm 34:4 I sought the LORD, and he answered me; he delivered me from all my fears.
Matthew 10:28 Do not be afraid of those who kill the body but cannot kill the soul. Rather, be afraid of the One who can destroy both soul and body in hell.
2 Timothy 1:7 For the Spirit God gave us does not make us timid, but gives us power, love and self-discipline.
Hebrews 13:5,6 Keep your lives free from the love of money and be content with what you have, because God has said,
“Never will I leave you;
never will I forsake you.”
never will I forsake you.”
6 So we say with confidence,
“The Lord is my helper; I will not be afraid.
What can mere mortals do to me?”
What can mere mortals do to me?”